BUSINESS OWNER'S POLICY

Comprehensive Business Owner's Policies for Small Businesses

Crafting success with a comprehensive Business Owner's Policy (BOP) paves the way for a stable future.

We help you choose the right shield for your business.

Choosing the right insurance policy is crucial for your business. A Business Owner's Policy (BOP) combines various coverages into one, protecting your business property and minimizing the financial risks associated with unexpected events. Tailored to small and medium-sized businesses, BOPs typically include property insurance, liability coverage, and business interruption insurance, offering comprehensive protection for your unique needs.

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One policy, many protections – discover the BOP advantage.

A secure business future begins here.

Property Protection
LIABILITY COVERAGE
Business INTERRUPTION
EQUIPMENT COVERAGE
DATA BREACH
Protection Against Bodily Injury and Property Damage

FAQs

  • What is a business owner's policy, BOP, and how does it help small businesses?

    A BOP insurance plan bundles essential business property and general liability insurance into a cost-effective package, providing coverage for business income, bodily injury claims, and property damage. This is ideal for small businesses looking for broad protection in a single policy.


  • General liability vs business owner's policy— what's the difference?

    While general liability insurance covers third-party claims of injury and property damage, a business owner's policy, BOP, includes business property coverage and business interruption protection, making it more comprehensive.


  • What business owner's policy coverage does InsureWise LLC provide?

    Our business owner's policy coverage guide includes property insurance, liability protection, and business income coverage to safeguard against losses from property damage, theft, and lawsuits.


  • What are common business owner's policy exclusions?

    A standard BOP insurance plan does not include workers compensation, auto insurance, or professional liability. Additional policies may be needed to cover these areas.


  • Business owner's policy vs. general liability — which is better for my business?

    A business owner's policy, BOP, is better for small business owners needing business property protection alongside general liability insurance. If only liability protection is needed, a standalone general liability policy may suffice.


  • Does a business owner's policy form differ by industry?

    Yes, insurance companies offer customizable BOP insurance plans tailored to different industries, adjusting coverage options to meet specific business needs.


  • How does a business owner's policy help with business interruption?

    If a covered event forces a temporary closure, business income coverage within a BOP insurance plan helps replace lost revenue, ensuring financial stability.


  • How can InsureWise LLC help with business owner's policy coverage?

     We customize BOP insurance plans to fit your needs, ensuring your small business is protected against financial risks. Contact us today to explore your coverage options.

We're committed to entrepreneurship.

What sets us apart is our commitment to tailoring Business Owner's Policies that truly fit the unique needs of your business. Our local experts take the time to understand your operations, offering personalized advice and ensuring your coverage aligns perfectly with your business goals. Trust us to be your partner in safeguarding your business and ensuring lasting success.

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