LANDLORD INSURANCE

Comprehensive Landlord Insurance for Rental Property Protection

From property damage to liability concerns, we've got you covered. Explore the difference comprehensive coverage can make.

Your property's safety net is here.

Being a landlord comes with its share of challenges and risks. From taking care of your property to managing tenants, there's always a chance of facing legal issues. If you ever find yourself responsible for an injury on your property or need to cover damages to someone else's property, it can get costly. That's where landlord liability coverage comes in handy. Think of it as a shield for your investment – your property. This insurance is there to help cover medical costs if a tenant gets hurt, legal expenses for defense, and any court-ordered payments for property damage. It's like having a safety net for various aspects of your landlord duties, ensuring you're protected and at ease.

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Protect your livelihood, with insurance providers that care.

Invest with confidence, knowing your property is protected.

Tenant injuries 
Unlawful behavior by tenants 
General Liability
Fair Rental Value Coverage 
Inflation Protection
Lock Replacement

FAQs

  • What is landlord insurance, and why do property owners need it?

    Unlike homeowners insurance, which protects owner-occupied properties, landlord insurance coverages are designed for rental properties, covering property damage, liability protection, and potential loss of rental income.


  • Landlord insurance vs homeowner's insurance-- what's the difference?

    While both offer property coverage, landlord insurance includes protections for tenant-related risks, loss of rental income, and liability coverage for accidents on the property.


  • Does landlord insurance cover tenant damage?

    Some landlord insurance policies include tenant-caused damage, but coverage varies by insurance company. Adding a tenant damage rider may be necessary.


  • Why do landlords require renters insurance?

    Renters insurance protects tenants’ personal property and covers liability claims, reducing potential disputes and protecting landlords from lawsuits related to tenant actions.


  • How much renters insurance should a landlord require?

    While requirements vary, landlords often ask tenants to carry at least $100,000 in liability protection to cover accidents and legal claims.


  • Does landlord insurance have dog bite liability coverage?

    Many landlord insurance companies offer liability protection for dog bites, but restrictions may apply based on breed or policy exclusions.


  • Is landlord insurance more expensive than homeowners insurance?

     Yes, landlord insurance generally costs more due to additional risks associated with renting. The cost of landlord insurance depends on location, property type, and coverage levels.


  • How can InsureWise LLC help landlords secure the right coverage?

    We provide customized landlord insurance quotes tailored to your property’s needs, ensuring protection against property damage, tenant-related risks, and legal liabilities. Contact us today to find the best policy.


Your partner in property protection.

When it comes to picking the right landlord policy, we're here to help make things clear and straightforward. Our experienced team takes the time to understand your rental property and your specific needs. We'll guide you through the options, explaining everything in a way that's easy to understand. Whether you're looking for coverage for property damage or liability concerns, we're here to find the policy that suits you best. Trust us to be your partner in getting the right coverage for your peace of mind.

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